Tian Xin

3626 Emerald Road

Elgin, IL
$ 620,000 Beds 4 Baths 2.5 Sq 3,562 Virtual Tour
Monthly Estimate* How much can I afford?

Welcome to 3626 Emerald Rd, a Meticulously Maintained Single Family Home Nestled in the Highly Sought-After Ponds of Stony Creek Community! At 3,562 Sq Ft of Finished Living Space, Plus an Additional 1,754 Unfinished Sq Footage in the Basement, This Oxford Floor Plan is One of the Largest Models and Has Potential to be 5,300+ of Living Space! This Incredible 4 Bed, 2.5 Bath Two-Story Home Also Offers a Versatile 1st-Floor Office w/ Possible 5th Bedroom, Upstairs Loft, Dual Staircases, 3 Walk-In Closets, a Huge Unfinished Basement & a 3-Car Epoxy-Coated Garage! Enter Through the Towering Two-Story Foyer, Which Flows Directly into the Formal Living & Dining Room, Perfect for Entertaining! Continue Back to the Open-Concept Family Room, Sitting Open to the Breakfast Area & Kitchen for the Ultimate Everyday Living Space! The Modern Kitchen Features an Oversized Island w/ Bar Stool Seating & Two Separate Pantries for All Your Storage Needs! Sliding Glass Doors off the Breakfast Area Lead to Your Brick Paver Patio (2024), a Great Spot for Morning Coffee or Evening Get-Togethers! The Office, Powder Room & Laundry Room are All Conveniently Tucked Along the Garage Entryway! Choose From Two Staircases to Make Your Way Upstairs to the Huge Owner's Suite, Complete w/ Coffered Ceilings, a Massive Walk-In Closet & Private Ensuite Bath! A Flexible Loft Space Rounds Out the 2nd Floor, w/ Room to Add Another Bedroom if Desired! The Massive Unfinished Basement Offers Tons of Storage Space & Comes Complete w/ a 2nd Refrigerator & Freezer - Plus a Rough-In Already in Place for an Additional Full Bathroom, Making This a Wonderful Blank Canvas to Add Your Own Finishing Touches! Tons of Updates & Extras Include: Interior Partially Repainted (2025), Lighting Fixture Upgrades (2022 & 2024), Washer & Dryer (2021), Brick Paver Patio (2024), 3-Car Epoxy-Coated Garage, 2nd Refrigerator & Freezer in Basement, Basement Bathroom Rough-In, Radon Mitigation System, Built-In WiFi Connectivity System, 200 Amp Electrical Panel, Sump Pump & Ejector Pit, ADT Security System w/ 3 Built-In Cameras, Honeywell Smart Thermostat & 2 Attic Access Points (Master Bedroom & Garage) for Extra Storage! Situated in a Peaceful Neighborhood, Yet Only Minutes from the Randall Road Corridor's Shopping & Entertainment. Ponds of Stony Creek is a Sidewalk Community w/ a Neighborhood Park! Highly Acclaimed Community Unit School District 301!

New

  • Price
  • $ 620,000
  • City
  • Elgin
  • Bedrooms
  • 4
  • Full Bathrooms
  • 2
  • County
  • KANE
  • Half Bathrooms
  • 1
  • Area
  • Elgin
  • Lot Size
  • 0.239 Acres
  • Zip
  • 60124
  • Sqr Footage
  • 3,562
  • Year Built
  • 2021
  • Taxes
  • $ 13813
  • Style
  • MLS#
  • 12769179
Listed By: eXp Realty - Chicago North Ave
Data Source: Midwest Real Estate Data (MRED)

Features

General

Living Area 3562
Sewer Public Sewer
Heating Natural Gas,Forced Air
Cooling Central Air
Possession Closing
Roof Asphalt
Appliances Range,Microwave,Dishwasher,Refrigerator,Freezer,Washer,Dryer,Disposal,Stainless Steel Appliance(s),Humidifier
HOA Fee 500
Garage Spaces 3
Association Fee Includes Insurance
Construction Materials Brick,Other
Year Built 2021
Electric 200+ Amp Service
Township Plato
Tax Year 2025
Ownership Fee Simple w/ HO Assn.
Community Features Park,Curbs,Sidewalks,Street Lights,Street Paved
Assoc Fee Paid Per Annually
County Kane
New Construction No
Property Type Residential
Subdivision Name Ponds of Stony Creek
Total Rooms 11
Full Baths 2
Status New
Directions McDonald Rd. just five miles south of US-20 and five miles west of Randall Rd just before Corron Rd.
High School Central High School
City Elgin
High School District 301
MLS Area Elgin
Elementary School Howard B Thomas Grade School
Tax Annual Amount 13813
Middle/Junior High School Prairie Knolls Middle School
Standard Status Active
Middle/Junior School District 301
Elementary School District 301
Property Type Detached Single

Interior Features

Interior Amenities Cathedral Ceiling(s),Walk-In Closet(s),Coffered Ceiling(s),Separate Dining Room,Pantry,Quartz Counters
Basement Unfinished,Full
Total Fireplaces 1
Fireplace Features Gas Log
Half Baths 1
Laundry Features Main Level,Gas Dryer Hookup,In Unit
Total Bedrooms 4
Room Type Breakfast Room,Office,Loft,Foyer,Utility Room-Lower Level,Storage,Walk In Closet
LivingAreaSource Builder
Total Baths 3
Bedrooms Possible 4
Bathroom Separate Shower,Double Sink,Soaking Tub

Exterior Features

Model Oxford A
Parking Features Garage Door Opener,Yes,Garage Owned,Attached,Garage
Water Source Public
Total Parking 3
Foundation Details Concrete Perimeter
Lot Dimensions 80x134
Lot Size Acres 0.239
Waterfront Y/N No
Other Equipment Security System,CO Detectors,Sump Pump,Radon Mitigation System,Security Cameras,Water Heater-Gas

Amenities

  • Foreclosure
  • Views
  • Short Sale
  • New Construction
  • Adult 55+
  • Lease To Own
  • No HOA Fees
  • Furnished
  • Primary On Main
  • Air Conditioning
  • Seller Finance
  • Green
  • Fixer Upper
  • Horse
  • Golf
  • Fireplace
  • Deck
  • Garage
  • Basement
  • Pool

Affordability Calculator

$3,786

Per Month

Based on the average sale price from the Chicago, IL office

  • Monthly Principal & interest $2,658
  • Monthly Property Taxes $1,062
  • Monthly Home Insurance $67
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Let's determine your purchasing power. Working with my mortgage partner, you'll have the information you need to shop for a home with confidence.

Default based on a 30-year fixed rate of 6.49% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA, or jumbo loans.

Mortgage calculator provided courtesy of Inside Real Estate.

Schools

Elementary School Howard B Thomas Grade School Elementary School
Middle School Prairie Knolls Middle School
High School Central High School

Price History

9/25/2026 Listed $620,000

Property vs Zip Code Average in 60124

Price
AVG $670K
$620K
Taxes
AVG $12,842
$13,813
Year Built
AVG 2016
2021

In The Neighborhood

Areas That We Cover

3626 Emerald Road Elgin, IL is a Single Family Home for sale at $620000 with 3562 sqft and a lot size of 0.239 Acres Acre(s). 3626 Emerald Road Elgin has 4 bedrooms, 2 baths and was built in 2021. The property's zip code is 60124 which is in Elgin, IL

*Information deemed reliable but not guaranteed.

Financial calculator disclaimer: Default based on a 30-year fixed rate of 6.49% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.

Mortgage calculator provided courtesy of Inside Real Estate.

All information deemed reliable, but not guaranteed, and should be independently verified. The real estate information and related content displayed on this site is provided for consumers personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.

Tian Xin

Tian Xin

Broker

972-522-8880

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